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All Nations Insurance

1314 Union Ave, NE #1
Renton, WA 98059

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11335 NE 122nd Way Suite 105
Kirkland, WA 98034

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Insurance Blog

Exploring The Differences Between Flood Damage And Water Damage

All Nations Insurance serves the Renton, WA community. We are an independent insurance agency. We are committed to helping our clients find policies that align with their individual needs. We have working relationships with multiple carriers across the Pacific Midwest. This allows us to offer our clients a wide variety of policies. We are confident that we can help you find coverage regardless of your situation.

Exploring The Differences Between Flood Damage and Water Damage

The Renton, WA area is known for heavy rainfall. As a local resident, you’ve seen the aftermath first hand. On some occasions, the heavy rainfall can lead to flooding throughout the community. If your property has suffered significant flood damage, flood insurance will protect you. Flood insurance also covers any damage to your personal items as well. While looking over your policy, it’s important to recognize the difference between flood damage and water damage.

Flood Damage

Flood damage differs from water damage primarily due to the amount of distance covered throughout the area. Flood damage should impact multiple properties at one time. Flood damage generally occurs due to an overflow of coastal water or the structural erosion of an area containing a body of water.

Water Damage

Flood insurance does not cover any water damage to your property or personal items. Water damage is an issue to normally develops within your home.  For example, inclement weather penetrates your roof and causes damage to your walls and flooring. Perhaps your property is damaged because a pipe bursts. Sewage or drainage issues are also common causes of water damage. If your property is damaged in one of these scenarios, you’ll have to add flood insurance coverage, or you’ll be left unprotected.

All Nations Insurance Will Help You Cover Your Assets

Visit our website to learn more information about flood insurance.

Servicing States

  • Washington
  • Oregon


Partner Carriers

  • Berkshire Hathaway
  • Bristol West
  • Ciba
  • Foremost
  • Liberty Mutual
  • National General
  • Nationwide
  • Pemco
  • Progressive
  • Safeco
  • The General
  • The Hartford
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