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All Nations Insurance

1314 Union Ave, NE #1
Renton, WA 98059

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11335 NE 122nd Way Suite 105
Kirkland, WA 98034

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Insurance Blog

When does my umbrella insurance coverage kick in?

When it comes to protecting your finances, having the right insurance in place is essential. One type of insurance that many people don’t have, but should consider, is umbrella insurance. Umbrella insurance provides extra coverage in the event that something happens and you need to file a claim.

All Nations Insurance can help our Renton, WA  area clients understand umbrella insurance, when coverage kicks in, and how much it costs. We will also offer tips on who should consider purchasing this type of policy and how to file a claim if you need to use your umbrella insurance policy.

Umbrella Insurance: What You Need To Know

Umbrella insurance, also known as excess liability insurance, is a type of coverage that provides additional protection beyond your standard homeowners or auto insurance policies.

Coverage typically kicks in when the limits on your primary insurance policies have been exhausted, such as after you file a claim for property damage or bodily injury.

The cost of umbrella insurance varies depending on a number of factors, including your location, the limits of your underlying policies, and your driving or claims history.

Anyone who has significant assets to protect or who is at risk of being sued should consider purchasing umbrella insurance. This might include professionals like doctors or lawyers, business owners, and those with high-value homes or cars.

To file a claim under your umbrella insurance policy, contact your All Nations Insurance agent and provide documentation of the damages you incurred along with any other information they require. We will then help you through the claims process so that you can get back to normal as soon as possible.

Give Us A Call

If you have any questions about your coverage, call All Nations Insurance today. We proudly serve the Renton, WA area.

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