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All Nations Insurance

1314 Union Ave, NE #1
Renton, WA 98059

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11335 NE 122nd Way Suite 105
Kirkland, WA 98034

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Insurance Blog

I rent a Room at a Friend’s House—Do I Need Renters Insurance?

Are you renting a room in your friend’s house? If so, have you considered whether or not renters insurance is necessary? Renters insurance provides financial protection should something happen to the items in your rented space. Let’s explain why any renter needs to consider renters insurance, even renting from a friend or family member. 

What Does Renters Insurance Cover? 

Renters insurance helps cover the cost of lost, stolen, or damaged property located within your rental agreement’s premises. This coverage can include furniture, electronics, clothing, and more.

Most policies also provide coverage for liability claims made against you. For example, if someone were injured while on the premises of your rental agreement and decided to sue you for damages, renters insurance would help cover those costs.

Additionally, many policies offer additional living expenses coverage, which helps cover the cost associated with a temporary relocation should an accident make your apartment uninhabitable. All Nations Insurance can help you find the right policy for your needs.

Do I Still Need Renters Insurance if I’m Renting From A Friend? 

Yes! Even if you are renting from a friend or family member in Renton, WA having renters’ insurance will provide financial protection should something happen to your belongings. Although your landlord may have their own homeowner’s insurance policy, it likely does not extend coverage to any of your possessions – that’s where renters’ insurance comes in!

Renting a room from a friend is an excellent way to save money and still enjoy home comforts. However, every renter must consider getting their own individual renters’ policy to be financially protected if disaster strikes.

Reach Out To Us

For more information about how All Nations Insurance can protect you and your belongings while living in Renton, WA contact our team today!

We look forward to hearing from you soon!

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