Bellevue Auto Insurance
We offer the best Auto Insurance Rates in Bellevue, Washington. Here is why:
At All Nations Insurance agency, our agents can compare quotes from reputable insurance companies. Comparing quotes always helps you find better rates on your car insurance and saves you on your premium. Let our agents at All Nations Insurance help you find the most suitable auto insurance coverage at the best rate. Contact us for free car insurance quotes in or near Bellevue, Washington.
Our Insurance Companies in Bellevue, WA
Here is the list of car insurance companies All Nations Insurance represents in Bellevue, WA:
Insurance premiums vary depending on your zip code, driving history, age, marital status, credit score and many other factors.
Top 10 Vehicles
These are the most common car makes and models owned by Bellevue, WA drivers requesting quotes through All Nations Insurance last year.
- Toyota Prius
- Honda CRV
- Toyota Camry
- BMW X5
- Acura RDX
- Lexus IS 250
- Ford F150
- Toyota Highlander
- Honda Accord
- Mazda 3
Minimum requirement for Auto Insurance in Bellevue, WA
Similar to the rest of Washington state, Bellevue has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:
Individual Bodily Injury Liability (BIL): $25,000
The most your insurer will pay to any third party individual injured in a car accident.
Total Bodily Injury Liability: $50,000.
The total your insurance company will pay for every person injured in a car accident.
Property Damage Liability (PDL): $10,000.
The maximum your insurance company will pay for property damage ( Cars, motorcycles, or any other property) caused by a car accident.
Insurance can help you protect your assets. In the event of a collision, depending on the circumstances, you may need to pay for damages to your own vehicle, as well as any other involved vehicles, property, and people. Purchasing adequate insurance coverage can protect your assets and lay the burden for payment on the insurance company, saving you from writing a big check.
Bodily Injury Liability
If you’re driving a car we insure and are in an accident that causes bodily injury to someone else, this coverage pays the injury damages that are your responsibility.
Property Damage Liability
Like Bodily Injury Liability, but pays for damages to another person’s car or other property.
Underinsured Motorist – Bodily Injury
If another person with little or no insurance causes an injury to you, this coverage steps in and pays the damages owed to you that otherwise aren’t covered. (The amount of coverage you carry can’t exceed your limit of Bodily Injury Liability coverage.)
Underinsured Motorist – Property Damage
This coverage pays for damage to your car or other personal property caused by someone driving without any (or not enough) insurance. A small deductible applies.
Personal Injury Protection
This coverage pays necessary and reasonable medical expenses, income loss, and benefits for extra expenses for you, family members of your household, and guests in your car in case of accidental injury or death. (You must have Liability coverage to purchase this coverage.)
The policy pays for damage to your car from collision or upset, regardless of fault. You select the appropriate deductible amount.
Covers damage to your car caused by something other than collision or upset, subject to your deductible. (Examples: theft, accidental glass breakage, fire, vandalism.)
Towing and Labor
Pays for towing when your car won’t operate under its own power. Charges for labor at the site of breakdown are also covered.
In the event of a covered loss, car rental expense is covered up to the rental reimbursement limits you select.
Auto Accidental Death
This coverage pays the surviving spouse or estate of an insured who dies in an auto accident.
Auto Loan/Lease Coverage
Applies to a covered total loss. If there’s a traditional loan, we’ll pay either its principal outstanding balance or the actual cash value of the car at the time of loss, whichever is greater. If the auto is leased, we’ll pay the value of the vehicle and any other amount owed to the leasing company, other than overdue payments, lease penalties, carryover balances, non-refundable deposits, warranties, and insurance. Payment will be offset and reduced by any other payments made under this or other insurance policies. All coverages are subject to policy terms, conditions and exclusions.
Bellevue drivers can save up to 30% on their car insurance policies by comparing rates through our simple form.
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Bellevue, WA Weather and Road Conditions
Driving conditions like traffic and weather are factors that can influence insurance rates.
Bellevue is a city in the Eastside region of King County, Washington, United States, across Lake Washington from Seattle. Prior to 2008, downtown Bellevue underwent rapid change, with many high-rise projects under construction. The downtown area is currently the second-largest city center in Washington state, with 1,300 businesses, 45,000 employees. As of the census of 2010, there were 122,363 people, 50,355 households, and 32,145 families residing in the city. With so many people coming and going, Bellevue sees a lot of through traffic. That can cause so many headaches. It can also cause a spike in car insurance pricing. To keep your premiums from going through the roof, shop your rate around.
Bellevue, WA Zip Codes for Cheapest Auto Insurance Rates
Car Insurance Discounts in Bellevue, WA That You May Qualify For
Have you had a policy for over five years without an accident? Did you take a defensive driving course? If you have teenagers on your policy, did they pass driver’s education classes and maintain good grades in school? All of these factors can help you qualify for discounts.
Bundling, and multi-policy discounts
That’s why you get things like bundling, multi-car, and multi-policy discounts. Most insurers insure more than just cars; they offer many more insurance products, and they want you to buy those, too. So when you get your car insurance through a certain insurer, chances are you’ll get a discount if you also get homeowners insurance, renters insurance, or another type of insurance through them as well. And if you have multiple cars, insuring them all through the same insurance company can get you a multi-car or multi-policy discount.
Prior Insurance History
If you have continuously maintained liability coverage with another auto insurance company for at least 6 months and have not had any lapse in previous coverage, you could be eligible for a discount on your auto insurance policy
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