All Nations Insurance
11335 NE 122nd Way Suite 105
Kirkland, WA 98033

Fax: 425-645-8400


Get A Quote

Best Auto Insurance Rates in Bothell, Washington

All Nations Insurance can compare quotes from reputable insurance companies. Comparing quotes can help you find cheap car insurance rates near Bothell, Washington and save on your premium. Let All Nations Insurance help you find cheap auto insurance. Contact us for free car insurance quotes near Bothell, Washington.

Insurance premiums vary depending on your zip code, driving history, age, marital status, credit score and many other factors.

Best Car Insurance Companies in Bothell, WA

Here is the list of car insurance companies All Nations Insurance represents in Bothell, WA:

  1. PEMCO
  9. RLI

Top 10 Vehicles

These are the most common car makes and models owned by Bothell, WA drivers requesting quotes through All Nations Insurance last year.

  1. Toyota Prius
  2. Honda CRV
  3. Toyota Camry
  4. BMW X5
  5. Acura RDX
  6. Lexus IS 250
  7. Ford F150
  8. Toyota Highlander
  9. Honda Acord
  10. Mazda 3

Minimum requirement for Auto Insurance in Bothell, WA

Similar to the rest of Washington state, Bothell has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:

  • Individual Bodily Injury Liability (BIL): $25,000
    The most your insurer will pay to any third party individual injured in a car accident.
  • Total Bodily Injury Liability: $50,000.
    The total your insurance company will pay for every person injured in a car accident.
  • Property Damage Liability (PDL): $10,000.
    The maximum your insurance company will pay for property damage ( Cars, motorcycles, or any other property) caused by a car accident.

Auto Coverage Descriptions in Bothell WA

Bodily Injury Liability
If you’re driving a car we insure and are in an accident that causes bodily injury to someone else, this coverage pays the injury damages that are your responsibility.

Property Damage Liability
Like Bodily Injury Liability, but pays for damages to another person’s car or other property.

Underinsured Motorist – Bodily Injury
If another person with little or no insurance causes an injury to you, this coverage steps in and pays the damages owed to you that otherwise aren’t covered. (The amount of coverage you carry can’t exceed your limit of Bodily Injury Liability coverage.)

Underinsured Motorist – Property Damage
This coverage pays for damage to your car or other personal property caused by someone driving without any (or not enough) insurance. A small deductible applies.

Personal Injury Protection
This coverage pays necessary and reasonable medical expenses, income loss, and benefits for extra expenses for you, family members of your household, and guests in your car in case of accidental injury or death. (You must have Liability coverage to purchase this coverage.)

The policy pays for damage to your car from collision or upset, regardless of fault. You select the appropriate deductible amount.

Covers damage to your car caused by something other than collision or upset, subject to your deductible. (Examples: theft, accidental glass breakage, fire, vandalism.)

Towing and Labor
Pays for towing when your car won’t operate under its own power. Charges for labor at the site of breakdown are also covered.

Rental Reimbursement
In the event of a covered loss, car rental expense is covered up to the rental reimbursement limits you select.

Auto Accidental Death
This coverage pays the surviving spouse or estate of an insured who dies in an auto accident.

Auto Loan/Lease Coverage
Applies to a covered total loss. If there’s a traditional loan, we’ll pay either its principal outstanding balance or the actual cash value of the car at the time of loss, whichever is greater. If the auto is leased, we’ll pay the value of the vehicle and any other amount owed to the leasing company, other than overdue payments, lease penalties, carryover balances, non-refundable deposits, warranties, and insurance. Payment will be offset and reduced by any other payments made under this or other insurance policies. All coverages are subject to policy terms, conditions and exclusions.

Bothell drivers can save up to $308 on their car insurance
policies by comparing rates through our simple form.

Ready to see if you're eligible?
Click Here

Get A Quote

Bothell, WA Weather and Road Conditions

Driving conditions like traffic and weather are factors that can influence insurance rates.

Bothell is part of the Seattle metropolitan area. As of the 2010 census, it had a population of 33,505, and in 2018 the estimated population was 46,657.  With so many people coming and going, Bothell sees a lot of through traffic. That can cause so many headaches. It can also cause a spike in car insurance pricing. To keep your premiums from going through the roof, shop your rate around.

In Bothell, the summers are short, comfortable, and partly cloudy and the winters are very cold, wet, and mostly cloudy. Over the course of the year, the temperature typically varies from 37°F to 77°F and is rarely below 27°F or above 87°F.

Bothell, WA Zip Codes for Cheapest Auto Insurance Rates


Car Insurance Discounts in Bothell, WA That You May Qualify For

Driver history
Have you had a policy for over five years without an accident? Did you take a defensive driving course? If you have teenagers on your policy, did they pass driver’s education classes and maintain good grades in school? All of these factors can help you qualify for discounts.

Driver history
Have you had a policy for over five years without an accident? Did you take a defensive driving course? If you have teenagers on your policy, did they pass driver’s education classes and maintain good grades in school? All of these factors can help you qualify for discounts.

Bundling, and multi-policy discounts
That’s why you get things like bundling, multi-car, and multi-policy discounts. Most insurers insure more than just cars; they offer many more insurance products, and they want you to buy those, too. So when you get your car insurance through a certain insurer, chances are you’ll get a discount if you also get homeowners insurance, renters insurance, or another type of insurance through them as well. And if you have multiple cars, insuring them all through the same insurance company can get you a multi-car or multi-policy discount.

Prior Insurance History
If you have continuously maintained liability coverage with another auto insurance company for at least 6 months and have not had any lapse in previous coverage, you could be eligible for a discount on your auto insurance policy

If you would like a competitive Car Insurance quote in Bothell, WA, either contact us or request a quote and let us help.

Get A Quote

Meet Our Team

Nima Salestani
Nima Salestani


Navid Esmailzadeh
Navid Esmailzadeh

Co-owner/ Producer

Julio Ortiz
Julio Ortiz

Producer/Customer Service Representative

Cherie Salestani
Cherie Salestani

Office Manager