All Nations Insurance
11335 NE 122nd Way Suite 105
Kirkland, WA 98033

Fax: 425-645-8400


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Best Auto Insurance Rates in Kirkland, Washington

All Nations Insurance is Located in Juanita area in Kirkland, WA. As an Independent Kirkland insurance agency , We can compare quotes from reputable insurance companies. Comparing quotes can help you find cheap car insurance rates in Kirkland, Washington and save on your premium. Contact us for free Auto insurance quotes in  Kirkland, Washington. 

Best Car Insurance Companies in Kirkland, WA

Here is the list of car insurance companies All Nations Insurance represents in Kirkland, WA:

  1. PEMCO
  9. RLI

Minimum requirement for Auto Insurance in Kirkland, WA

Similar to the rest of Washington state, Kirkland has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:

  • Individual Bodily Injury Liability (BIL): $25,000
    The most your insurer will pay to any third party individual injured in a car accident.
  • Total Bodily Injury Liability: $50,000.
    The total your insurance company will pay for every person injured in a car accident.
  • Property Damage Liability (PDL): $10,000.
    The maximum your insurance company will pay for property damage ( Cars, motorcycles, or any other property) caused by a car accident.

Auto Coverage Descriptions in Kirkland, WA

Bodily Injury Liability
If you’re driving a car we insure and are in an accident that causes bodily injury to someone else, this coverage pays the injury damages that are your responsibility.

Property Damage Liability
Like Bodily Injury Liability, but pays for damages to another person’s car or other property.

Underinsured Motorist – Bodily Injury
If another person with little or no insurance causes an injury to you, this coverage steps in and pays the damages owed to you that otherwise aren’t covered. (The amount of coverage you carry can’t exceed your limit of Bodily Injury Liability coverage.)

Underinsured Motorist – Property Damage
This coverage pays for damage to your car or other personal property caused by someone driving without any (or not enough) insurance. A small deductible applies.

Personal Injury Protection
This coverage pays necessary and reasonable medical expenses, income loss, and benefits for extra expenses for you, family members of your household, and guests in your car in case of accidental injury or death. (You must have Liability coverage to purchase this coverage.)

The policy pays for damage to your car from collision or upset, regardless of fault. You select the appropriate deductible amount.

Covers damage to your car caused by something other than collision or upset, subject to your deductible. (Examples: theft, accidental glass breakage, fire, vandalism.)

Towing and Labor
Pays for towing when your car won’t operate under its own power. Charges for labor at the site of breakdown are also covered.

Rental Reimbursement
In the event of a covered loss, car rental expense is covered up to the rental reimbursement limits you select.

Auto Accidental Death
This coverage pays the surviving spouse or estate of an insured who dies in an auto accident.

Auto Loan/Lease Coverage
Applies to a covered total loss. If there’s a traditional loan, we’ll pay either its principal outstanding balance or the actual cash value of the car at the time of loss, whichever is greater. If the auto is leased, we’ll pay the value of the vehicle and any other amount owed to the leasing company, other than overdue payments, lease penalties, carryover balances, non-refundable deposits, warranties, and insurance. Payment will be offset and reduced by any other payments made under this or other insurance policies. All coverages are subject to policy terms, conditions and exclusions.

Kirkland drivers can save up to 30% on their car insurance
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Top 10 Vehicles Insured in Kirkland, WA

These are the most common car makes and models owned by Kirkland, WA drivers requesting quotes through All Nations Insurance last year.

  1. Range Rover
  2. Toyota Highlander
  3. Honda Pilot
  4. Toyota Camry
  5. BMW X5
  6. Acura RDX
  7. Lexus IS 250
  8. Ford F150
  9. Honda Acord
  10. Mazda 3
Insurance premium Vary depending on your Zip code, Driving History, Age, Marital status, credit score and many other factors.

Kirkland, WA Weather and Road Conditions

Driving conditions like traffic and weather are factors that can influence insurance rates.

Kirkland is a city in King County, Washington, United States. A suburb east of Seattle, its population was 89,557 in a 2018 census estimate, which made it the sixth largest city in the county and the thirteenth largest in the state. The city's downtown waterfront has restaurants, art galleries, a performing arts center, public parks, beaches, and a collection of public art, primarily bronze sculptures. With so many people coming and going, Kirkland sees a lot of through traffic. That can cause So much headaches. It can also cause a spike in car insurance pricing. To keep your premiums fromgoing through the roof, shop your rate around.

In Kirkland, the summers are short, comfortable, and partly cloudy and the winters are very cold, wet, and mostly cloudy. Over the course of the year, the temperature typically varies from 37°F to 78°F and is rarely below 27°F or above 87°F.

Kirkland, WA Zip Codes for Cheapest Auto Insurance Rates



Car Insurance Discounts in Kirkland, WA That You May Qualify For

Driver history
Have you had a policy for over five years without an accident? Did you take a defensive driving course? If you have teenagers on your policy, did they pass driver’s education classes and maintain good grades in school? All of these factors can help you qualify for discounts.

Driver history
Have you had a policy for over five years without an accident? Did you take a defensive driving course? If you have teenagers on your policy, did they pass driver’s education classes and maintain good grades in school? All of these factors can help you qualify for discounts.

Bundling, and multi-policy discounts
That’s why you get things like bundling, multi-car, and multi-policy discounts. Most insurers insure more than just cars; they offer many more insurance products, and they want you to buy those, too. So when you get your car insurance through a certain insurer, chances are you’ll get a discount if you also get homeowners insurance, renters insurance, or another type of insurance through them as well. And if you have multiple cars, insuring them all through the same insurance company can get you a multi-car or multi-policy discount.

Prior Insurance History
If you have continuously maintained liability coverage with another auto insurance company for at least 6 months and have not had any lapse in previous coverage, you could be eligible for a discount on your auto insurance policy

If you would like a competitive Car Insurance quote in Kirkland, WA, either contact us or request a quote and let us help.

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Meet Our Team

Nima Salestani
Nima Salestani


Navid Esmailzadeh
Navid Esmailzadeh

Co-owner/ Producer

Julio Ortiz
Julio Ortiz

Producer/Customer Service Representative

Cherie Salestani
Cherie Salestani

Office Manager