When you rent an apartment or house, you may think that your personal effects are covered under your landlord’s policy, but this is not the case. If an unexpected event occurs that damages your personal items, you bear the responsibility for the replacement cost. Renters insurance is designed to minimize these losses when damage occurs. At Nations Insurance in Renton, WA, we can help you acquire the renter's insurance you need to prevent financial loss while you are renting.
You may not think you have a lot of personal belongings. However, if you had to replace all the items you use every day, it could add up to many thousands of dollars in replacement costs. This could cause you to deplete your savings or take on more debt. Insurance covers a wide range of personal items so that you can resume your normal life after an unexpected fire, flood, or theft.
Renters insurance covers personal belongings such as clothing, furniture, appliances, kitchen equipment, electronics, linens, sports equipment, bicycles, and musical instruments. Additional coverage can be acquired for jewelry, artwork, and other valuable items. Renters insurance will also provide funds for alternative housing if your apartment is unusable during repairs. It will also provide liability coverage in case anyone is injured while on your property.
You may have questions about what is normally covered under renters’ insurance policies and special items you might have. Our experienced agents can answer your questions, so your policy is right for you. We offer a variety of policies for home, auto, business, and more. Contact All Nations Insurance today for a free, no-obligation quote on renters’ insurance that can help prevent expensive losses that undermine your financial stability.