No matter how much you drive, auto insurance is a necessity to comply with legal requirements and to protect you against expensive losses and lawsuits. You can choose from a variety of insurance coverage levels to suit your needs. At All Nations insurance in Renton, WA, we can help you choose the right insurance option for your driving needs.
Most states require minimum auto insurance, but you may choose to have more coverage depending on your budget and driving habits. Insurance companies consider a number of factors in determining the price of premiums, which include location, gender, age, marital status, and even your credit score. In addition, higher levels of coverage will increase the cost of your insurance premium. The amount of deductible you will have to pay also plays a part in the cost of your insurance.
Auto insurance coverage falls into two categories, collision and comprehensive. Collision coverage pays for damage to individuals and property that occurs as a result of a collision. Medical payments are also included in basic collision coverage. Comprehensive coverage provides compensation for theft, damage by fire, hail, flood, vandalism, impact with animals, or falling trees. Uninsured motorist coverage provides funding if you are in an accident with someone that has no insurance. The more types of incidents covered under the policy increase the cost of the premium you will have to pay.
Drivers can choose from a wide range of auto insurance coverage. Our agents can help you find the right policy to suit your driving habits and budget. We offer policies for home, auto, life, and more. Contact All Nations Insurance today for a free, no-obligation quote on insurance coverage for your car or other vehicles.